Wednesday, February 29, 2012
Thousands of Spanish students protest against cuts (Reuters)
dallas, april 2012 ? Orange County photographer | Tara Whitney ...
Monday, February 27, 2012
Hi, (brushing off the cobwebs) I need to take care of a little bit of business today.
I quickly need to get the word out on a possible upcoming trip I am taking to?
Dallas!
The weekend will be April 20 ? if you are at all interested in having me photograph your family over that weekend, and are in the Dallas ?area?, please email me or use the contact me form above.
*************************************************************************************************************
I will be doing a bit of traveling this year. Most likely sticking to the West coast (ish). The bay area, maybe Oahu later this year. Email me or use the contact form to get on my interest list for these areas, or if you have one of your own. In order to justify a trip to your neck of the woods, I need at least 3 people interested.
Thank you!
Back for realsies soon.
-Tara
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Source: http://tarawhitney.com/justbeblogged/2012/02/dallas-april-2012/
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Tuesday, February 28, 2012
health insurance exchange . Health Care vs. Health Insurance - We ...
I?ll be blunt moreover deliver immediately toward the three points of extra article.Point 1.Health protection furthermore autonomy cover needs to stay separated.Point 2.If it weren?t involving the facts that autonomy insurance has stem on the way to cause diversity upkeep with most Americans there would remain no freedom upkeep reform.Point 3.The only real process when it comes to address America?s health preservation once and also with the whole thing area to bifurcate overall flexibility routine maintenance moreover liberty cover as they will have to be.I?ll as well yield you three thinking why I tide alternative consequently if a particular want an individual could surf to continuing to be content material as well as review bother according to novels alternative further.Reason 1.Because diversity care of the islands now invested in in by means of a third office reception self-reliance defense premiums go through excessive round of golf 100% no-brainer 2004.Reason 2.On regular circular 60% of every autonomy repair dollar island expended using the independence safeguard claims process.Reason 3.Because of the health insurance/health repair relation Americans stay on perception robbed of their greater number important birthright ? their health.
By option of govt and freedom insurance enterprise propaganda autonomy repairs and maintenance has been synonymous using autonomy defense since the vast majority of us may remember.At some tip oplagt among us hasn?t supposed we mandatory a function underneath ?benefits,? or in some cases great benefits, as a consequence we will probably wander to the doctor.We carry out been brainwashed with a component that cash flow monstrously off of persons lack of wisdom or fatigue to boredom ? whichever the buyer tabs might be.We have been taught shut off people first paycheck that overall flexibility coverage island the be-all-end-all the moment it?s time when it comes to moving the young children in direction of the veterinary indicative a runny nose.That area concluded in age once we produce tabs very well the doctor?s section that says that the sum from that trip was $225.00.The machine destination rigged in addition to it?s rigged therefore that every additionally each American thinks that any person else needs to dedicate involving their independence care.More forward that later.Health routine maintenance must remain singled out off of independence security wish car preservation tropical island cut off perfectly take insurance.When it?s treatment about an oils vary sufficient one feel below your pocket involving your bring security card near pay out connected with it? ?Of watch not.? 1 say, ?That would continue to be ridiculous.? I question a person right now toward terminate for an uppr in addition to think why that would continue to be an improper idea.In tabs a don?t know, rent me yield one a youthful primer into the future insurance.
Insurance premiums be based on, in the course of left over things, claims ? both the number moreover the volume of the claims.The user states Department of Insurance ride group through safeguard organizations when it comes to experience that the sound paid out clearly using claims island beneath symmetry in opposition to the quantity collected in premiums.So an proper protection business doesn?t generate a quickness surge blocking they undergo the claims on the way to be the increase.(That, by way of the way, remote island the fatigue wise assist that the departments of protection serve, piace of cake as people we don?t experience the procedure nor the habit nor the resources when it comes to come near almost everything of that goods up.)So let?s at this time walk spine closer to the oil deviate scenario in addition feel at it again.Instead of the one, combined or three claims that a single might file less than an everyday living in front your table insurance, one particular at this time observe yourself filing an affirm every three year or 10,000 miles.What would you consider your premiums on the way to be like? How lots of would they increase? Also move secondary into consideration; your nearby mechanic or oil range program would carry out to put off 90 closer to 120 period of time when it comes to generate expended from their wealth associated with the oil change.Plus there would continue being spend awe-inspiring covering of paperwork in opposition to file the claim.The truth of the matter is, that if tire insurance was intend self-reliance insurance, your near by oil jockey would undergo toward lease an total billing department only in the direction of statement the take on forms with the undertake codes ? review once ? but in some cases as various three or four times.Do one particular suspicious the oil change would at this point continue being $35.00 at your near by Spiffy Lube would but still stick $35.00 or in the excess payers of paperwork additionally personnel would the value go up? The every day skin area visit beneath a logical animal medical practitioner under the United States using right now less than 10 minutes.The regular volume level of section move precisely designed within getting the success about that 10 minute voyage isle upward of three hours.
How untold is that costing you? Since there stay no statistics still left on legitimate rent payments me be sufficient the straightforward math with one here.Billing furthermore coding workforce toast an usual of $15.00 an hour.That may mean as unknown as $45.00 of your diversity repairs and maintenance dollar goes in the direction of processing your claim.and that tropical isle simply just at the doctor?s office.To remain genuine it destination probably tight closer to $30.00 in front average though that of the islands though a mighty large piece of money.It region uniform massive after an individual impression at what the doctor gets paid.(I told a person prior we would generate backbone closer to this.) Don?t touching at what the veterinary bills, Look rather at your EOB, Explanation of Benefits that comes in a struggle period certainly off the road.Don?t show caught awaken beneath the coding and defense gibberish however preferably effect gentleman furthermore confusing at the volume that was wasted near the doctor.In many cases it will stick something nearby $50.
00, wake up near very rarely, $100.00.So the vet spent very well $30.00 on the way to $45.00 in opposition to acquire $50.00.Does that solid right or clothes smart?Then there keep the duplication costs special forward at claims departments at the defense companies.Most companies undertake at the very least twin tiers of bureaucracy towards touch at each claim.The highest payment of triumph supply at the huge health cover businesses ? straight at the time legislations ? of the islands the claims department.The little freedom routine service reform regulation (Patient Protection as well as Affordable Care Act )has spare no less than 159 teen programs, agencies additionally departments below with your visits plus your veterinary consuming paid.Anyone properly there extremely suspicious everything of those entry will store your liberty routine service income from health? .
????? ???? aig health insurance portability and accountability act . Health Care vs. Health Insurance?? ?????? ?????? ????? health insurance companies . Health Care vs. Health Insurance?? ?????? ????? health insurance exchange . Health Care vs. Health Insurance??
Related Reading:
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NOW Foods Jojoba Oil Pure, 4 ounceCondition: In need of healthier hair, softer skin, or an oil for general bath care and massage. Solution: 100% Pure Jojoba Oil is derived from the seed of the jojoba (Simmondsia chinensis) shrub and is arguably one of the most popular cosmetic oils available today. Its high stability, invigorating scent and cosmetic versatility make it idea for all skin and hair types, and it is most commonly used to promote softer hair and skin. Jojoba Oil contains many nutritional compounds, including long-chain essential fatty acids and fatty alcohols. NOW? Solutions is the next step in the evolution of personal care products. This comprehensive natural line encompasses anti-aging moisturizers and serums, bath and body gels, shampoos and conditioners, oral care, skin care, and essential oils, all of which are formulated with the finest functional ingredients from around the world. NOW? Solutions products avoid harsh chemicals and synthetic ingredients in all of our formulations, to provide a more natural product line. Fatal error: Call to undefined function yahoopicsshow() in /home/smo/public_html/wp-content/themes/heatmap-adsense-theme/single.php on line 92
Source: http://twitteronics.com/2012/health-insurance-exchange-health-care-vs-health-insurance/
Monday, February 27, 2012
Rogers LTE now network live in St. John?s, Newfoundland
When the HTC One X was announced, Rogers was on the list of carriers who would be getting the devices and now they've once again confirmed that information along with the announcement of their LTE network going live in St. John's, Newfoundland.
"We are proud to be the first carrier to bring our LTE network to St. John's," said John Boynton, Rogers Executive Vice President and Chief Marketing Officer. "With Rogers LTE wireless network coverage, customers have access to speeds similar to broadband connections, making it easier for people to use their mobile devices to download apps, stream HD videos and music or play on-line games, with virtually no delays or buffering."
The HTC One X will join their already existing line of devices such as the Samsung Galaxy Note, the Samsung Galaxy S II LTE, the HTC Raider and finally, the HTC JetStream. The full press release can be found past the break.
Source: Rogers
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Source: http://feedproxy.google.com/~r/androidcentral/~3/P4kM8DkpG3o/story01.htm
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Dog Eye Infection: Causes and Remedies ? COMPUTERS AND ...
Source: http://computersandtechnology.us/2012/02/dog-eye-infection-causes-and-remedies/
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Saturday, February 25, 2012
More powerful electric cars: Mechanism behind capacitor's high-speed energy storage discovered
ScienceDaily (Feb. 23, 2012) ? Researchers at North Carolina State University have discovered the means by which a polymer known as PVDF enables capacitors to store and release large amounts of energy quickly. Their findings could lead to much more powerful and efficient electric cars.
Capacitors are like batteries in that they store and release energy. However, capacitors use separated electrical charges, rather than chemical reactions, to store energy. The charged particles enable energy to be stored and released very quickly. Imagine an electric vehicle that can accelerate from zero to 60 miles per hour at the same rate as a gasoline-powered sports car. There are no batteries that can power that type of acceleration because they release their energy too slowly. Capacitors, however, could be up to the job -- if they contained the right materials.
NC State physicist Dr. Vivek Ranjan had previously found that capacitors which contained the polymer polyvinylidene fluoride, or PVDF, in combination with another polymer called CTFE, were able to store up to seven times more energy than those currently in use.
"We knew that this material makes an efficient capacitor, but wanted to understand the mechanism behind its storage capabilities," Ranjan says.
In research published in Physical Review Letters, Ranjan, fellow NC State physicist Dr. Jerzy Bernholc and Dr. Marco Buongiorno-Nardelli from the University of North Texas, did computer simulations to see how the atomic structure within the polymer changed when an electric field was applied. Applying an electric field to the polymer causes atoms within it to polarize, which enables the capacitor to store and release energy quickly. They found that when an electrical field was applied to the PVDF mixture, the atoms performed a synchronized dance, flipping from a non-polar to a polar state simultaneously, and requiring a very small electrical charge to do so.
"Usually when materials change from a polar to non-polar state it's a chain reaction -- starting in one place and then moving outward," Ranjan explains. "In terms of creating an efficient capacitor, this type of movement doesn't work well -- it requires a large amount of energy to get the atoms to switch phases, and you don't get out much more energy than you put into the system.
"In the case of the PVDF mixture, the atoms change their state all at once, which means that you get a large amount of energy out of the system at very little cost in terms of what you need to put into it. Hopefully these findings will bring us even closer to developing capacitors that will give electric vehicles the same acceleration capabilities as gasoline engines."
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The above story is reprinted from materials provided by North Carolina State University.
Note: Materials may be edited for content and length. For further information, please contact the source cited above.
Journal Reference:
- V. Ranjan, Marco Buongiorno Nardelli, and J. Bernholc. Electric Field Induced Phase Transitions in Polymers: A Novel Mechanism for High Speed Energy Storage. Physical Review Letters, 23 February 2012 DOI: 10.1103/PhysRevLett.108.087802
Note: If no author is given, the source is cited instead.
Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.
Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/woIP56A5_6s/120223182646.htm
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Finding the right Home gym machines for a Health and fitness ...
Home fitness center machines provides you with an opportunity to reproduce fitness physical exercise inside the gymnasium without paying monthly fees or perhaps departing your property. Numerous items of gymnasium exercise equipment marketed pertaining to home utilization allows you to physical exercise some other part of your system. This means that certain machine in your house may match the needs of 3 distinct machines you?ll utilize inside the physical fitness and health centre. Space-saving styles along with overall flexibility has created a few types of home fitness equipment extremely powerful for weight loss along with improved physical fitness and health.
There are numerous what to think of when evaluating a new piece of monopod products. Budget along with price is going to be 1st on several some people?s record but good quality along with area calls for must occur 1st. Costly exercise equipment might not be a good choice but ought to be supported by way of a very good manufacturer?s warranty and offer many years of reliable support in the event that cared for properly. Many new gymnasium exercise equipment purchases ought to be supported by way of a very good manufacturer?s warranty as an example. Customer care is very critical and you?ll desire to determine the products producer incorporates a very good popularity regarding the two good quality along with very good customer support.
Brand-new home fitness equipment available for sale could be researched on the Internet helping you to get the proper pieces to fit your needs. There are numerous models that will switch options helping you to physical exercise your own lower limbs along with legs within a settings with your arms along with upper chest muscles inside another. If you would like your own brand-new item for everyone numerous makes use of it?s a wise decision to ascertain if you create settlement pertaining to even more pertaining to equipment that enable the idea to switch options. This might alter from type to develop and some occur as being a complete set to begin with.
Health club exercise equipment have to be in your property along with life style. Tough to keep items could be remaining jam-packed apart should they be way too hard to travel. It is wise to check out pertaining to large dog crate which is suitable for the spot you?ve got reserve correctly. Some properties possess area to designate pertaining to home fitness needs although some ought to talk about locations. Large fitness exercise equipment may also be hard to move and some models take time and to reconfigure while changing makes use of. This particular should really end up being re also researched till you selecting the next item.
Home fitness center machines has converted into huge company along with customary feeling will help you select the best pieces to meet your requirements and your loved ones. Even traditional immobile bikes have numerous capabilities to take care of the particular altering systems. Numerous models come with heart rate monitor watches, LCD electric readouts, along with To.Sixth is v. window screens to allow for simulated motorcycle rides by way of different locations. Rowing machines along with manfrotto 560b models offer their own positive aspects but locating the gymnasium exercise equipment which will help you stay and your loved ones making use of it is key with a very good strategy.
Friday, February 24, 2012
Jungo Expands Its Automotive Middleware to Provide Full ...
SAN JOSE, Calif.?(BUSINESS WIRE)?
Jungo Ltd,. a heading provider of high-quality connectivity software, currently voiced the enlargement of the Automotive Connectivity Middleware to await Android-based mobile handsets and tablets. Support includes all usual protocols and ride streams used by Android smartphones, together with USB, Bluetooth, WiFi transports and Wireless digital video/audio content sharing, Android Accessory Protocol, MTP protocols ? covering applications such as phone management, multimedia management, internet connectivity and applications streaming.
With lengthened await for Android mobile devices, Jungo?s Automotive Connectivity Middleware provides extended functionality in 3 areas: connectivity, multimedia and phone management.
The middleware?s connectivity await includes the capability to manage Android devices, which await Wireless digital video/audio content pity for streaming content inside of the automobile and tightly-coupled information exchnage with Android smartphones over the AOAP protocol. In addition, await for assorted mirroring technologies ? to counterpart Android-based inclination shade in the in-vehicle infotainment (IVI) display ? are pre-integrated in the middleware.
The Jungo Automotive Connectivity Middleware multimedia engine supports file management capabilities, together with the scanning, indexing, browsing and streaming of audio and video files from mixed Android inclination and other sources continuous to the IVI system.
The phone management capabilities of the Jungo middleware right away include the pure pity of contact information ? e.g. the download of phone contacts from the Android device to the IVI complement -and direct dialing from the IVI complement (via hold shade or voice recognition) but interfacing directly with the Android device.
Introducing the extended middleware, Jungo General Manager Connectivity Ophir Herbst said: ?Jungo?s Automotive Connectivity Middleware was written to await the needs of IVI manufacturers to bond to any device over any protocol and for any application? he combined ?Extending the middleware to await any Android based smartphone and inscription over any protocol enables IVI manufacturers to move the ultimate consumer technologies in to the automobile and magnify the compared user experience.?
To sense more about Jungo?s Automotive Connectivity Middleware or to encounter with Jungo member at the arriving World Mobile Congress in Barcelona, please contact Jungo or visit www.jungo.com.
About Jungo
Jungo Ltd., an NDS Group company, is a provider of connectivity and multimedia program solutions. Jungo?s products enable semiconductor companies, device manufacturers and OEMs (original apparatus manufacturers) to simply rise products that cleverly bond with any unstable device over assorted protocols for any application. Jungo solutions have been deployed in tellurian markets via assorted industries together with the automotive industry, mobile communications, digital TV, point-of-sale, healing apparatus and invulnerability industries.
To find out more about Jungo, visit?www.jungo.com
About NDS
NDS Group Ltd. creates the technologies and applications that enable pay-TV operators to firmly broach digital content to TV STBs (set-top boxes), DVRs (digital video recorders), PCs, mobiles and other multimedia devices. Over 90 of the world?s heading pay-TV platforms rest on NDS solutions to strengthen and raise their business.
NDS Group Ltd. is a in isolation association owned by the Permira Funds and News Corporation. See www.nds.com for more information.
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Obama, Romney Tax Plans Are Made of Up Silly ... - Yahoo! Finance
Follow Yahoo!'s The Daily Ticker on Facebook here!
There has been a barrage of headlines about the tax plans released Wednesday by President Barack Obama and Republican candidate Mitt Romney.
Obama announced closing corporate tax loopholes and lowering the rate corporations would pay from 35% to 28%. And in recent weeks Obama has indicated he'd keep the Bush tax cuts in place for most Americans and raise the effective tax rate on individuals making more than $250,000 a year.
Meanwhile Romney announced cutting the individual tax rate by 20% across the board. The former Massachusetts governor was already on the record for cutting corporate tax rates form 35% to 25%.
Beyond those details, we do no know much more about the plans, yet analysts and pundits have managed to scrutinize the impact each would have on individuals, corporations and the U.S. debt load.
Howard Davidowtiz, CEO of Davidowitz and Associates, who has dealt with restructuring debt -- albeit corporate debt -- for years, joined The Daily Ticker's Aaron Task to size up the plans. He does not give much credence to either Obama or Romney's plan, or any of the candidates' plans for that matter, calling them "strictly political documents."
"We are in the silly season. We're in the political season," he says in the accompanying interview. "No one has any integrated plan and nothing, as always, is paid for."
In his estimation, the government needs to save $12 trillion to really start digging the country out of its crippling debt burden, and none of the plans on the table do that. From the looks of it, most of the plans would actually add more to current debt levels. You can't solve a debt problem with more debt, says Davidowitz, who is known to be a very outspoken conservative. "We need integrated thinking about taxes."
If it were up to him, he'd let the Bush Tax cuts expire at the end of the year for everyone, which he says would save the country $4 trillion right there. He'd also lower the corporate tax rate in an effort to bring home the billions of U.S. corporate profits trapped over seas.
Tell us what you think! Do you think any of the candidates has offered a viable tax plan?
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Thursday, February 23, 2012
Direct Marketing Association ? Improving You Business Strategy
Businesses absolutely require a business strategy to exceed their own rivals. Creating and also organizing the strategy for that business requires a few objectives as a foundation however. It is extremely essential that the business declare its objectives first. The business needs to declare its long-term objective and also short-term objectives furthermore. With this, a business strategy could be designed. Strategies tend to be designed regarding how these kinds of objectives may be accomplished.
Goal setting techniques ought to be given a time schedule. By doing this, the strategies designed for each are usually examined right after such period. Objectives also need to be quantifiable so there would be considered an approach to reveal whether strategies and also inclusion were competent. It?s also essential to maintain the strategies updated. In the event the business failed to accomplish its objective for a specific time period, then your strategies have to be evaluated and modified. Marketplaces also develop and transform, therefore the requirement for updating strategies is needed.
Finishing a marketing program is an essential section of developing a business strategy. The actual marketing program might include a qualifications of the business. Moreover, it could incorporate core marketing methods for the business. Obviously, strategies would certainly depend on investigation and evaluation. A listing of weaknesses and strengths needs to be detailed and reviewed. Possibilities and risks will also be investigated if the business desires to be complete.
Even though the marketing program is that crucial, examining how good the strategies do is actually essential in the event the business desires to accomplish not just its short-terms objectives but also its long-term objectives. It is crucial that analysis is performed therefore strategies will bring the business in front of its rivals.
Everybody knows that Marcus Evans Corporation is certainly one of the most popular corporations in today?s business world. The corporation has numerous divisions along with amount of staff members operating. Investigating and establishing strategic events are definitely the particular options that come with this corporation. There are lots of websites on the internet to provide us more details about Marcus Evans such as innovations-report.de.
The business strategies shouldn?t only be concerning the corporation. It must also examine what is going on in the marketplace. The business have to be mindful of what its rivals are doing this it can develop a plan regarding how to succeed of them. Within this financial economic breakdown, try and control all the difficulties of fraud risk. Preserve yourself from all of deceptive actions.
Source: http://www.scces.org/improving-you-business-strategy
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Tuesday, February 21, 2012
The best franchises for the money
Not getting paid what you?re worth (or not getting paid at all) and want to start your own gig? For those who don?t have the patience, capital or guts to generate sales from scratch, franchising can make a lot of sense ? though not all brands deliver the same return on investment.
With the help of Robert Bond, chief executive of the World Franchising Network (a franchise database) and publisher of Bond?s Franchise Guide, we waded through data on 110 of the most established names to find 20 that competent operators should consider.
The methodology is based on five variables: average initial investment (franchise fees plus equipment costs); total locations (the more the better); closure rate (the number of closings in the last three reported fiscal years divided by the total number of existing locations); growth in the number of U.S. outlets in the last three years; and the number of training hours as a percentage of startup cost (the more support from the home office, the better). Overall footprint and survival rates carried the most weight. We did not include royalties paid to franchisors because they ranged in a tight band and thus barely affected the overall rankings.
All of this information can be found in each company?s 400-page franchise disclosure document ? required reading before any new franchisee takes the plunge.
Here are the top 10. Here is the full list of Top 20 Franchises for the Money.
1. Snap-on, Kenosha, Wis.
These stores-on-wheels sell tools to professional mechanics. Each Snap-on truck comes equipped with a computer, wireless Internet access and a DVD player for product demonstrations.
Average initial investment: $135,390
U.S. locations as of Jan. 1, 2011: 3,392
Closures: 0
Hours of training offered: 191
Fobes.com: Why Best Buy is going out of business ? gradually
2. 7-Eleven, Dallas
The 24-hour home of the Slurpee is the largest franchisor (by outlets) in the world. U.S. military veterans get a 10 percent discount on the initial franchise fee.
Average initial investment: $393,800
U.S. locations as of Dec. 31, 2010: 6,142
Closures: 90
Hours of training offered: 304
3. Aaron?s, Atlanta
Opened in 1955, this chain sells and leases furniture, televisions and household appliances. It offers a $450,000 line of credit to buy inventory ? more if business is brisk.
Average initial investment: $420,725
U.S. locations as of Dec. 31, 2010: 1,749
Closures: 12
Hours of training offered: 701
4. Panera Bread, St. Louis
This fast-casual chain sells homemade bread and made-to-order sandwiches and salads. Three Panera Cares cafes function as charities, accepting donations and offering free food to hungry patrons.
Average initial investment: $1,447,770
U.S. locations as of Dec. 28, 2010: 1,379
Closures: 6
Hours of training offered: 1,129
Fobes.com: Why J.C. Penney will be the most interesting retailer of 2012
5. Servpro, Gallatin, Tenn.
Started in 1967 and now in 48 states, this chain cleans buildings and homes after fires, floods or other natural disasters hit, including the September 11 terrorist attacks and Hurricane Katrina. It marshals ?elite large-loss specialists? to handle universities, municipalities and the Pentagon.
Average initial investment: $156,250
U.S. locations as of Dec. 31, 2010: 1,571
Closures: 22
Hours of training offered: 226
6. McDonald?s, Oak Brook, Ill.
After recent makeovers, most locations now boast Wi-Fi access, hanging lights and contemporary art. The chain is one of 11 companies with exclusive marketing rights in its category during the 2012 Olympics.
Average initial investment: $1,480,625
U.S. locations as of Dec. 31, 2010: 14,016
Closures: 367
Hours of training offered: 840
7. Liberty Tax Service, Virginia Beach, Va.
The tax-prep chain takes to the streets with employees who dress up like the Statue of Liberty and wave logoed signs. Each year, for a week in January, Liberty offers free nationwide classes on tax preparation.
Average initial investment: $63,350
U.S. locations as of April 30, 2011: 3,592
Closures: 337
Hours of training offered: 31
Fobes.com: Wal-Mart?s wrong-headed reorganization
8. Merry Maids, Memphis, Tenn.
This unit of ServiceMaster provides home and window-cleaning services (and a wealth of free cleaning tips on its website). It runs a closed intranet where franchisees can share experiences and get advice.
Average initial investment: $66,600
U.S. locations as of Dec. 31, 2010: 943
Closures: 17
Hours of training offered: 58.5
9. The Maids International, Omaha, Neb.
This home cleaner is in every state except Pennsylvania. The average revenue for franchisees in business at least four years is $959,000; each location starts with at least six employees, plus the owner.
Average initial investment: $106,420
U.S. locations as of Sept. 30, 2010: 1,053
Closures: 38
Hours of training offered: 210
10. Jimmy John?s, Champaign, Ill.
Jimmy John Liautaud founded this dine-in sandwich shop in 1983 at age 19. New franchisees don?t have access to financing, but they do get help setting up their operations. The final step, warns the company website: ?Work harder than you ever have in your life.?
Average initial investment: $395,500
U.S. locations as of Dec. 31, 2010: 1,130
Closures: 23
Hours of training offered: 172
Forbes.com slideshow: Top 20 franchises to own
Fobes.com: Where you might not shop in 2012??
Fobes.com: Sears is closing stores, what retailer will be next?
? 2012 Forbes.com
Source: http://www.msnbc.msn.com/id/46388499/ns/business-retail/
Russia's Medvedev meets with critics on reforms (AP)
AP - Russian President Dmitry Medvedev has hosted an unprecedented meeting with opposition leaders to discuss easing the rules on registering political parties and other issues related to opposition protests.
Retirement Savings In Drawdown? Think About Equity Publish
This article has been viewed 66 times.
Numerous are combating this prolonged recession. Listening to the news, it doesn?t expect to be getting any better in some unspecified time in the future. Meanwhile, those who recently retired thinking they had a large enough nest egg or pension to aid them, have watched the markets slash the value within their investments and pensions, while aprs keep savings accounts providing little or no value at all. Some individuals just need a dollop of extra help financially, individually or others with their family. Many people should seriously consider home equity release schemes.
What is equity release?
The essential definition of equity release is just finding a solution to getting money due to an investment. For everyone people, the most significant investment they?ve might be their home, so most plans are mortgages on property assets called lifetime mortgages. Those are in no way standard mortgage, like the ones having just been paid in full once retirement has been attained. Rather they?re really a specialist lifetime mortgage which includes specific features of the people over 55 yrs of age that they?re restricted to.
The rest of your life mortgage is principally duplicate re-mortgaging your home. However, the financial adviser who works to created the equity release plan has a volume of potential options to offer any prospective applicant. Many individuals like having their equity release loan paid your family in a, one-off lump sum payment ? just like a traditional mortgage. Others might require the tax free lump sum payment for being paid in stages, as an alternative to abruptly. A less common request is made for your cash to be paid to be a regular income.
What is able to the tax-free cash be accustomed for?
This arrangement is excellent for someone trying to enhance their retirement lifestyle as a result of renovating their house, build an extension or build a gift to their children. By re-investing funds taken out of this property are going to have longer term positive effect on the ultimate value of the property after it is all mixed up sold. This is of curiosity for your children & their inheritance.
Therefore, people taking a look at a release of equity should not consider lifetime mortgages being a poor choice, as although these are taking cash-out, they?re upgrading the home & hopefully adding or helping to retain its value.
What are the choices?
There are further methods available in a potential applicant when contemplating equity release schemes. They can now pay for the interest on an monthly basis, therefore keeping the magnitude of the equity release loan fixed. This example is a fixed interest only lifetime mortgage, as well as a great way of keeping how large debt at bay.
These plans are actually given much thought as there is also the flexibility to choose how much of the interest you wish to pay. Therefore, you are able to work at your own budget.
Another option for all those wanting to make extra savings or pensions would be the capability to release the equity release funds slowly; in the tax free cash being withdrawn in smaller increments being a wage would. Which means that an additional level of funds can be made usable with a monthly basis, making it not difficult to supplement pensions or savings and not must return to work or sell the domain entirely.
If ever you choose flexibility of when & simply how much you withdraw then getting a drawdown equity release plan may well be considered. After taking an initial tranche of capital from a facility stimulated by the obligation provider, next you can draw ad-hoc payments from thus reserve whenever required. Therefore, should a new car, boiler or holiday requires payment the funds are accessible within a 1-2 week window.
In both of such examples, the value of a typical home equity release loan might be repaid when the residence is sold; either if downsizing, or if the insurance cover holders move into care. Alternatively, while the inheritance estate is dispersed, the equity release loan is going to be a section of the liability at the value of your house.
How is ta lime mortgage repaid?
When the residence is sold, then the equity release plan is repaid. Alternatively, if a participant in the family wishes to retain ownership of a typical property, maybe for letting or investment purposes, they will pay back the equity release loan ? possibly through a residential or buy-to-let mortgage arrangement.
However, what is vital may be that there are options for those struggling financially inside their retirement, when sitting on a significant family home. Often people assume that financing the property might be shifting a debt into the next generation, however it is associated with a house asset ? and as such passes at the option of keeping the family home, or selling it afterwards. Hopefully, once property values do start to rise it may have better market values than throughout the current recession.
Source: http://digg3.com/retirement-savings-in-drawdown-think-about-equity-publish/
Restaurant Owners Can't Ignore Safety and Security Issues, Says ...
So you?ve got a new restaurant ? are you prepared for a safety or security crisis? Preparing for a crisis involves a lot more than getting a good liability insurance policy.
Restaurant Expert Witness, Restaurant Consultant, and CEO, Howard Cannon believes that the restaurant industry needs to pay closer attention to safety and security, stating, ?Government agencies recommend monthly safety meetings with staff and management, but very few follow that advice. Too often, there is poor training and lack of focus on safety and security for customers or the restaurant staff; and, there is little or no commitment to following up on the training that does exist.?
Cannon says, ?In any industry, there are going to be events that may not be avoided. However, to reduce risks, restaurant management and employees should be trained in security and safety measures. Training typically revolves around security discussions, review of policies and procedures that have been put in place to minimize risk, and a combination of follow-up and monitoring to ensure compliance. He adds, ?Having cameras in good locations, appropriate locks, and a well-lit facility can reduce the likelihood of problems.?
Mr. Cannon believes that those in the restaurant industry need to focus on managing their risks whenever possible, stating, ??What-if? situations are supposed to be thought out ahead of time. Having a ready response for virtually every conceivable situation helps enormously . . . What if your staff didn?t lock the back door after dark? What if only one employee closed out the restaurant and left at 11 pm with the bank deposit? . . . You can easily become ?sitting ducks? ripe for accidents, or worse.?
The restaurant industry faces another profound security risk, and that is the risk from within. Mr. Cannon encourages restaurant owners to protect their assets, stating, ?It?s a shocking fact, but 44% of restaurant employees steal from the establishment and 80% of theft is from management personnel. The industry has historically been buried with alcohol and drug abuse. Getting rid of that liability will reduce the likelihood of bigger problems.? Cameras can be a good preventative measure for this problem. They also act as a deterrent to would-be embezzlers and to would-be criminals from the outside. Additionally, when there are infractions, they help establish proof for criminal investigations, prosecutions, and other legal matters. Do restaurant customers like cameras though? Cannon believes that most of them do. ?It depends on the people, but most customers will feel safer in establishments with cameras and a security system,? he says. ?If something does happen, they have the confidence that the incident will be recorded and that record will protect them. People are looking for that kind of protection these days.
Howard Cannon is a highly recognized restaurant expert witness, consultant, analyst, and speaker. He is the author of The Complete Idiot?s Guide to Starting a Restaurant? ? found in 76 countries around the globe. Mr. Cannon is the CEO of Restaurant Consultants of America and Restaurant Expert Witness, and can be reached at 800-300-5764 or via the web at RestaurantConsultantsOfAmerica.com or RestaurantExpertWitness.com.
News from ReleaseWire.
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Monday, February 20, 2012
Sunday, February 19, 2012
KSA's first professional property search website eSimsar.com ...
A new website called eSimsar.com has just been launched precisely to address the growing demand for a comprehensive and reliable guide to the Saudi real estate sector. The Kingdom's first professional property search portal is not managed by a real estate agency so it gives an unbiased and extensive overview of properties listed by licensed real estate agents and developers in Saudi Arabia. The site is also based on Cloud Computing technology, which makes it scalable, reliable, and fast.
Visitors to eSimsar.com can search for information on residential and commercial properties for sale or for rent as well as real estate companies for free. An upcoming function will also list down finance providers. A typical search will include property listings along with value and price trends; an advanced search option provides more specific data on property and offering types, furniture, building status, property classification, number of bedrooms, price range, build and land areas, and recently-added properties.
Aside from delivering up-to-date property information, the online system also enables users to connect directly with local real estate agents and developer, thus fostering genuine relationships between property seekers and companies.
"Our main objective in developing eSimsar.com was to develop a user-friendly and convenient website that covers all the aspects of the real estate sector. We backed this goal up with Cloud Computing technology to ensure advanced services and to provide room for easily adding in new features to give more value to clients over time. Property seekers can now be assured of a reliable source of information that can meet their unique property needs," said Tarek Zeitoun, Managing Director, eSimsar.com.
By using eSimsar.com, property seekers gain 24/7 access to key Saudi real estate information from any internet-enabled location in the world. Real estate companies, on the other hand, benefit from the broader market reach of an online search platform. They also get to feature more complete information of their properties compared to other conventional means, thus enhancing their exposure. Since eSimsar.com connects the real estate company directly with the property seeker, the need for middlemen is lessened and commission-sharing can thus be reduced.
Online campaigns are currently being planned to attract more seekers through social networks such as Facebook, Twitter and LinkedIn. Real estate companies registered with eSimsar.com will also have the option of sharing their listed properties on their own Facebook and Twitter pages. Other initiatives will be rolled out to realize eSimsar's vision of becoming the KSA's top resource for property seekers.
The Nature of Risk in Value Investing ? Value Stock Guide
Held long enough, the price of a security approximates its value.
- Buying overvalued stocks in most cases deliver lackluster performance as the value struggles to catch up with the price. The price may decline, or if the business is growing value at a rapid pace, than perhaps there may be some price appreciation. Regardless, there is a better way to invest with less risk and more rewards
- Buying undervalued stocks, in most cases deliver outstanding performance over time as the price rises to catch up with the value ? as long as the business continues to create value over time
The critical phrase here is ?held long enough?. We will discuss ?risk? with this as a backdrop. For investors who are essentially short term investors, looking for a quick profit, the value in the business does not matter much. When investing is not based on the underlying business fundamentals, it quickly becomes speculation. And speculation is notoriously hard way to create long term wealth on any sustained basis.
So What is Risk?
Quite simply, risk is the possibility that the investment does not work out well. In some cases, you might have to wait longer than expected for the value to be realized. In other cases, you may even experience a loss of capital.
This can happen for a number of reasons:
- You make a mistake in building the investment thesis for the stock ? Value investing is more art than science. Mistakes can happen. You might over estimate the value of an asset, or under estimate the level of distress on the business. Or you just might have a misplaced decimal point in your spreadsheet. While it is essential to be as thorough as possible during the due diligence period, and lean on the conservative side, it is fool hardy to believe that the possibility of a mistake does not exist.
- The market continues to stay irrational on the security ? Ever buy a stock that you think is a terrific value, and two years later, the stock is still a terrific value? I have. Although the stock has returned a quite respectable gain in these 2 years, the undervaluation persists. Some of the other stocks may be even less fortunate and the price might barely budge for years, even as the company fundamentals continue to improve.
- Future may turn out to be different when you reach there ? Value investors try to protect against the uncertain future by paying more attention to the assets and asset quality and less credence to the earnings projections. There are still other ways your investment thesis may trip up. Economic conditions may change. Competition may intensify. FDA approvals may be withheld. Management may turn out to be corrupt.
How do you Protect Against these Risks?
The simplest way to protect against the risks that you may not even know exist, is to demand a healthy discount to value of the security you are buying. Also called ?margin of safety?, a typical 30%-40% discount to the intrinsic value is a good protection against unknowns and your own mistakes in your analysis. In cases where the business has significant risks that are KNOWN, it may still be a terrific investment if you can buy the stock at a greater margin of safety. There are very few sure things in investing and the goal is to maximize your returns adjusted for risk. Sometimes, you may have to take some calculated risks when the potential rewards justify it. To protect your downside, a margin of safety approaching 80% or more may be required (subscribe to my stock newsletter and I will email you an example).
All this assumes that you are researching and analyzing the business of the company and its fundamentals before you make the buy decision. Not knowing the business you are investing in exposes you to another type of risk. The stock may indeed be a great investment, but you may not be able to realize the profits if you miss the red flags that might appear in the future.
Risk is Not the Same as Volatility
If you have done your homework on your stock picks and are very confident in your research, and the company continues to execute in a way that affirms your thesis, why should you care if the stock price continues to go up or down on a daily basis. Daily stock fluctuations merely reflect the daily demand and supply of the shares, which for small cap stocks that are less liquid may be extreme. Have the patience to wait for the market to catch up with the value, which it will over time.
That being said, volatility does create opportunities to increase your stake in the company. If the business is truly undervalued, any opportunity to increase ownership should be welcome.
On the flip side, it is quite possible that a stock may hit your valuation target on a short term upswing. In cases like this, there is no reason to not liquidate your position if you can. Taking profits early is always better. You can redeploy your capital in other more undervalued assets. I always go in a new investment with a target sell price and put in a GTC limit order to sell at that price. Sometimes, I may revise the target price up or down depending on how the company performs in the future. This is not the same as a short term speculation strategy. The difference is that you know what you are doing.
A disciplined buy and sell strategy and the commitment to stick with it is essential to manage your risk. It is altogether too easy to get carried away with ?momentum? and ?hype? when the stock price is on the rise. Emotions and sentiments should play no role in your investing.
With this being said, you should get in the habit of reading Wall Street?s reports and ignoring their recommendations. More on this later!
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Source: http://valuestockguide.com/all/the-nature-of-risk-in-value-investing-not-the-same-as-volatility/
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Saturday, February 18, 2012
Home Improvement Loans | Home And Living
Renovations are home loans used to finance improvements to your home or property. This may include repair, a new kitchen, new bathroom, an extension or general property improvements. Before considering the loan options, you should have a detailed plan for the improvement of housing you want to run. In this plan, you must include both the calculated and estimated costs for the improvements but also improvements of value you expect. Typically home improvement loans are given against your first mortgage from your current lender.
Improvement
home improvement loans are usually paid in payments in proportion to the work and the contractor may be paid directly by the lender. By refinancing your mortgage, you may be able reduce your payments, deferred payments or free up some money for home improvements. A personal loan for the renovation, it is not necessary to have equity in your home or borrow against the value of your home. This is a loan or a finance company or bank paid to finance your home improvement projects.
Home remodeling does not increase to a test of will, but an opportunity, the value of your home with home improvements. Most entrepreneurs in the home improvement involved in honest, reliable and qualified, but some are not. A contractor must inform you, before completing a home improvement contract, the entire construction is necessary or building permits. Become more adventurous owner tile do it yourself home improvement champion, the struggle against the home improvement projects such as installing wood flooring or bathroom. Home improvement work includes restoration, renovation, repair or replacement of a building or part of a building used for residential purposes. Improving the landscape and swimming pools can also in many cases that home.Others decide to make improvements at home, the pros by contractors in the remodeling bathroom, remodeling a kitchen, a terrace and dream more adhesion remodeling projects at home.credit
Individual banks and lenders should be addressed and many different offers and options must be before it in the Home Improvement Loans Bad Credit will be explored. Generally, regular customers get nominal rates despite bad credit. The advantage here is that the creditor is based on the eligible loan amount depends on equity of your home. So, the more equity the higher the loan, which can be as bad credit loans home improvement with lower interest rate will be raised. People looking for improvement loan bad credit home should remember that the current situation should not credit a bleak picture for the lender.
In general, all acts that can be used as the value of property in such an increase, they have increased the expected value of sales of home or property that are improvements to the house. Home improvement does not work often includes areas owned flats or buildings containing four single-family units contained.
Source: http://www.dolving.com/home-improvement/home-improvement-loans.html
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Friday, February 17, 2012
Halong Bay ? A Impressive Holiday Experience ~ Vietnam kayaking ...
It?s location is in the Quang Ninh province of Vietnam and is also acknowledged as being a UNESCO World Heritage site. It is a body of ocean of roughly one thousand five hundred square kilometres in Northern Vietnam. It incorporates a 120 km?s of shoreline around the Gulf of Tonkin Gulf close to the border of China. The gulf is largely clustered with 3000 limestone islands. The alluring splendor of them climbing out of the sea is amazing. The development of the limestone karst has taken place over many millions of years. Actually one will discover absolutely nothing such as this {any where} on the planet, it?s a collection of absolute beauty and natural wonder.
According to historical analysis there is evidence of prehistoric people there 1000?s of years ago. Praise and popularity have been awarded over many years, documented dating back five-hundred years. It was then praised ?the rock wonder in the sky?, in a verse by Nguyen Trai. In 1962 Halong Bay was also recorded in the National Relics and Landscapes publication, along with the 1994 UNESCO listing as a World Heritage site.
Regional legend will tell you that fabled gods sent mythical beasts to Vietnam to enable them to battle the Chinese. As ammunition the mythical beasts started spitting out jade and jewels. This formed into the islets and the islands that are scattered along the bay. All these connected together creating a wall of sorts for defense.
Halong Bay is also a location of extreme biological diversity. With tropical forests, coral reefs and literally thousands of species of animals and plants. There is a population of around 1600 most living in floating homes and fishing being the mainstay here. However with over 200 kinds of fish and over 450 varieties of mollusks there is fishing a plenty.
If you are planning on going to Halong Bay, generally there are a lot of ways to do this. When arriving at Noi Bai International air-port you then want to go to Hanoi. From Hanoi you actually have a several different choices to get to Halong Bay. Helicopter is 1 way to go and definitely the most exceptional method to get there. Other methods to get there might be by public bus, which can be really an adventure as it takes 5 to 6 hours based on traffic. By private car is the very best way to go. Normally takes around 3.5 hours and you have a car driver that knows exactly where to go, well worth the price.Kayaking Halong Bay, Vietnam
Now when in Halong Bay there are several opportunities for one to go on the many Halong bay tours . A lot of tourists desire to come from Hanoi for the day to tour and other people arrange to take longer. No matter of the timeframe it?s a trip you will undoubtedly want to do. You will discover no better magnificence then sailing down the emerald seas and seeing the stunning islands, mountains and islets, it is truly spectacular and a once in a lifetime encounter.
There are numerous Halong Bay tours, cruises and junk boats. You can decide on to go as a group or opt to do it privately. This particular way you can have more convenience and your tour guide is all yours. The duration of your trip is up to you, yet to do it justice at the very least three or more days and nights or more is advised. Be ready for the Halong Bay tours of your life, you will discover you have never really witnessed something so awesome.Source:discounttraveltips
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Source: http://www.vietnamkayaking.com/2012/02/halong-bay-impressive-holiday.html
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Thursday, February 16, 2012
Obama promotes manufacturing at Wisconsin plant (AP)
MILWAUKEE ? President Barack Obama is using the resurgence of U.S. manufacturing to make an economic case for his re-election, touring factory floors and promoting a made-in-America message that seemed to fit his political campaign like, as it turned out Wednesday, lock and key.
Most presidents like to surround themselves with proud workers at factories, but Obama has gone further by making the rebounding manufacturing a key plank of his election-year agenda, arguing that the increasingly service-oriented U.S. economy needs to make things in order to prosper in the long run. He opened a three-day political trip with a stop in Wisconsin, a state he won handily in 2008 but is expected to pose more difficulty for him this year.
Obama called for tax cuts for American manufacturers and higher taxes for companies that move overseas, pressing what he hopes will be a winning campaign issue. He also acknowledged that many factories have closed, their jobs have gone overseas and a lot of them "are not going to come back."
"In a global economy, some companies will always find it more profitable to pick up and do business in other part of the world. That's just a fact," Obama said at the Master Lock plant in Milwaukee. "But that doesn't mean we have to sit by and settle for a lesser future."
Departing Milwaukee, Obama was to attend two fundraisers in Los Angeles. The first was an outdoor fundraising reception at the home of soap opera producer Bradley Bell and his wife, Colleen. The campaign expects 1,000 supporters to attend, with tickets starting at $250.
Obama also was to attend a dinner at Bell's home co-hosted by actor Will Ferrell and his wife, Viveca Paulin. Eighty people were expected, with tickets costing $35,800. The fundraising will benefit the Obama Victory Fund, a joint fundraising committee for Obama's campaign and the Democratic National Committee.
When Obama talks up the economy, his focus on manufacturing is an essential ingredient, from his decision to rescue automakers General Motors and Chrysler to efforts to modernize plants and retrain workers. That message matters in places like Wisconsin.
Obama carried Wisconsin by 14 percentage points in 2008 but has watched his popularity fall amid tough economic conditions. Republicans, led by Gov. Scott Walker, captured nearly every statewide office two years ago and GOP leaders expect to target Obama throughout the Midwest this year.
Walker infuriated Democrats with efforts to curtail collective bargaining rights and faces a recall election later in the spring or summer that could serve as a bellwether for Obama in the state. Walker has said a win would deliver a "devastating blow" to Obama's re-election campaign.
Yet he was all smiles he greeted the president at the airport, a Milwaukee Brewers jersey in hand as a gift.
The president hit the road with good political news trailing him. Congress had reached a tentative agreement to extend a payroll tax cut that would mean an extra $40 per paycheck for a typical family, along with an extension of unemployment benefits. The payroll tax break was as the heart of Obama's jobs plan.
He suggested that a range of changes in the tax code could keep the momentum going. Obama has sought a reduction in tax rates for manufacturers and proposed tax credits that would cover moving expenses for companies that close production overseas and bring jobs back to the U.S.
He noted that Master Lock has returned about 100 jobs back to the United States from China since mid-2010 in response to higher labor and logistical costs in Asia.
"Manufacturing is coming back," Obama said. "The economy is getting stronger."
Administration officials contend manufacturing jobs are worth the investment, noting that 11 million people are employed in the sector and those jobs support spinoff jobs and spur a large amount of the nation's research-and-development efforts.
At Master Lock, the factory's setting was perfectly scripted for a president trying to portray a national economy on the mend after weathering an historic recession. Obama spoke in front of a backdrop of stacked orange metal boxes, many scratched and faded, and one of the boxes was stamped "Made in the USA" in black-and-white letters. One of the women he greeted in the factory wore a black T-shirt bearing on the back her company's slogan, "Tough under fire."
The manufacturing sector was taken its hits. Fifty years ago, a third of U.S. jobs were in manufacturing. Now even with the recent rebound, they account for just 9 percent, according to the Bureau of Labor Statistics.
Manufacturers shed 5.8 million jobs from 1999 to 2009 as many companies shifted jobs overseas to take advantage of lower costs and many plants were modernized and automated, allowing companies to do more with fewer workers.
But the sector has shown more vitality in recent months, bolstering Obama's case. Manufacturers added 50,000 jobs in January, the most in a year, and added 237,000 jobs in 2011, the largest annual boost since 1997. Of the 3.2 million jobs added by the economy since February 2010, about 400,000 are in manufacturing.
Others note that at times of high unemployment, Obama's optimistic take on the economy might fall flat with people struggling to pay their bills.
"He has to tread a fine line here trying to sound upbeat about the economy and tout any halfway decent statistics he can," said former Republican National Committee chairman Ed Gillespie. "But at the same time, he's in danger of looking out of touch with how blue-collar workers feel about the economy, which is not good."
Obama plans to take the manufacturing message to Washington state on Friday, touring a Boeing facility at the end of a brisk three-day trip to the West Coast that will include eight fundraisers for his re-election campaign.
Live a Healthier Life Today | New Health and Fitness
There are plenty of studies comparing the effects of real sugar versus artificial sweeteners. At the end of the day, artificial sweeteners do have less (ok, zero) calories but they?re not necessarily better for you. The chemicals and sweetness will fool your body into expecting a sweet treat and can actually lead you to begin craving sugary foods. It?s better to use real sugar in moderation than it is to load up on artificial alternatives.
Keep reading the remainder of the guidelines below. Whether you need to brush up on your general health knowledge otherwise you wish to decide if the topic of natural detox is worth your time, you?re sure to find the information here to be beneficial. Who knows? Youthful, glowing body may be yours after implementing just one of the suggestions listed here.
Go and hydrate yourself. Drink more water: Divide your body weight by 2 and that should equal the total ounces of water you drink each day. Water acts as a detoxifier that helps break down foods and to remove wastes from the body. It will not only help you stay healthy but it could also help you lose wieight.
There?s no such thing as a one-size-fits-all diet. Metabolism consists of all the processes that take place in your body, controlling not only your weight, but your overall health as well, and is as unique to you as your fingerprints. You need to find out which types of food are best suited for your unique metabolic profile, and the ideal portions of the nutrients your body requires.
If you really can?t find the energy to put yourself through a workout, take the opportunity instead to work on another area of your body ? your brain. Boosting your mental health is just as important as improving your physical wellbeing, and luckily this can be done from the comfort of your couch. Research has found that frequent participation in mentally stimulating activities can reduce your risk of Alzheimer?s disease, so rather than switching on the TV when you get in from work, give your brain a challenge and reach for a crossword, Sudoku puzzle or book instead.
While the idea of a workout fills many with dread, there are plenty of ways to stay fit without it feeling like hard work. If you struggle to get motivated for an organized exercise session, try turning a night out into a workout instead. Hitting the floor for a dance is a great way to get fit, burn calories and tone and strengthen the body. More importantly, unlike with the gym, it provides a fun workout that won?t feel like exercise.
If compiling your own healthy shopping lists feels too much like hard work, save time and energy by letting someone else do the work. Many farms and health food stores now deliver seasonal fruit and veggies to local areas on a weekly basis, making it easy to try varied healthy produce without stepping foot out your door. Alternatively, for those who want more and have pennies to spare, several companies now offer the option of having prepared healthy meals delivered direct to your home.
Refined foods are basically anything ?white?, such as white flour, rice, sugar, salt, etc. Refining removes the healthy minerals and fiber inherent in the original food to give it that white appearance. Unfortunately this also makes them unhealthy, as the nutrients are removed in the process. Go for whole grains, brown rice, organic sugar, natural sea salt, etc.
Related Web Pages Written By This Author ? NaturallyDetox.net. Click these links for extra information about this writer?s other websites.
Source: http://newhealthandfitness.org/2012/02/15/live-a-healthier-life-today/
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Wednesday, February 15, 2012
Can Sinus Irrigation Help? | New Health and Fitness
Source: http://newhealthandfitness.org/2012/02/13/can-sinus-irrigation-help/
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Tuesday, February 14, 2012
Strategies For Using Productive Green Community Real Estate ...
Green Community Viral marketing is here to stay, and there?s no doubt about the fact that the Internet is slowly becoming a breeding ground for ideas that spread. Social media has given all businesses an extraordinary amount of leverage with getting messages out to people. Of course you really need to have an understanding of the people you are dealing with in your niche. We want to tell you about how to go about doing your Green Community Viral marketing so your chances are maximized. For additional info on Dubai Green Community Rentals, Dubai Green Community Rent and also The Lakes Dubai e-mail us immediately.
For Green Community Viral campaigns, you need to think about things a bit differently because you have to get a rise from people. Not just anything will become Green Community Viral, and that is the important thing for you to keep in mind ? you cannot allow it to be run of the mill. Actually, if you are serious about this, then you will research what has gone Green Community Viral over the years, and you can find sites with that information on them. If you create a video with the hopes it can turn Green Community Viral, you will get the right feedback about it and can tell right away. When it comes to social media and video, there really is only one place people think about. This is the very best site to upload your videos because the audience is so huge there and everybody knows about it. So you basically know what to do, and you can follow the same principle that we talked about with controversy. If you get it right, you?ll find your video spread across the web with the aid of social media, and that my friend, is Green Community Viral marketing on steroids.
You cannot ever be too aggressive about how you do this, so just be polite and ask them. Much of this is beyond your control, and that is a large majority, we think. Just be sure you do not arouse any negative feelings in the way you approach this. If you do not have a healthy business relationship with your audience, then there could be some problems. So take that for what it is worth, and it does have value and merit if you think about it.
As an Internet marketer you should understand that Green Community Viral marketing is not hard, and in fact, it?s easier than any other marketing method. How you choose to approach your ideas and how you present them is your decision. There are some who will tell you that you can succeed with this all the time, and that is definitely not the case. This article is taken from a lot of experience, and that is the best way to learn anyway. As usual, this is no time to delay because it is best to move forward all the time.
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